Full licensing & regulatory disclosures

Licensed Entity

Vismar Corporation (doing business as Elite Fundings)
NMLS ID: 2046870
California Department of Real Estate · Corporation
DRE License: 02004333
Designated Officer: Vanessa Mares
Main office: 552 E Badillo St, Covina, CA 91723
Branches: 13701 E Amar Rd, Suite B, La Puente, CA 91746; 3425 Orange Ave, Long Beach, CA 90807; 7857 E Florence Ave, Suite 201, Downey, CA 90240
Verify at NMLS Consumer Access.

Originators

Current individual licenses for the public team. Verify each ID on NMLS Consumer Access.

Yesenia Ruvalcaba
Senior Loan Officer
NMLS ID: 255242 · Verify
CA DRE: 01293970

Ernesto Garcia
Branch Manager
NMLS ID: 482964 · Verify

Paul Nolasco
Senior Loan Officer
NMLS ID: 387713 · Verify
CA DRE: 01826443

Francisco Williams
Loan Officer · CCIM
NMLS ID: 1858674 · Verify
CA DRE: 01979442

State Licensing

Loan origination is currently offered in California. Any loan application or advertisement in another state will not be accepted unless and until licensing is obtained in that state.

California Disclosure

Loans made or arranged pursuant to a California Department of Real Estate license. This is not a commitment to lend. All loans subject to credit approval, income verification, and property appraisal. Rates, terms, and program availability are subject to change without notice.

Fair Lending & Equal Housing Opportunity

Elite Fundings is committed to the letter and the spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Rate Disclaimer

This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.

Privacy

Any information you submit through this website — including pre-qualification intake, application data, and contact form submissions — is transmitted over HTTPS and handled in accordance with the Gramm-Leach-Bliley Act (GLBA) privacy requirements. Read the privacy policy.

Complaints

Complaints regarding the services provided by the licensed entity may be directed to the California Department of Real Estate at dre.ca.gov, or the NMLS Consumer Access portal for mortgage-related complaints.