San Diego County
Chula Vista Mortgage Broker.
Mortgage lending in Chula Vista — first-time buyers, military VA, and investor financing.
Elite Fundings · NMLS #2046870 · CA DRE #02004333
About the Chula Vista market
Heavy VA activity from Naval bases. FHA and CalHFA programs work for first-time buyers. Spanish-speaking borrowers are a meaningful share of the market.
Neighborhoods we serve in Chula Vista
Common ZIP codes: 91910, 91911, 91913, 91914, 91915.
Programs that fit Chula Vista best
Government — VA
VA 30-Year Fixed
Zero-down financing for eligible active-duty servicemembers, veterans, and surviving spouses.
View program
Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
View program
Alt-Doc — Non-Resident
ITIN Mortgage
Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.
View program
DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
View program
FAQs — Chula Vista mortgage financing
- Does Elite Fundings work with Chula Vista homebuyers?
- Yes — Chula Vista is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.
- What neighborhoods in Chula Vista do you serve?
- Across all of Chula Vista — including Eastlake, Otay Ranch, Bonita, Rolling Hills Ranch. Common ZIP codes: 91910, 91911, 91913, 91914, 91915.
- What loan programs work well in Chula Vista?
- Heavy VA activity from Naval bases. FHA and CalHFA programs work for first-time buyers. Spanish-speaking borrowers are a meaningful share of the market. The programs that fit best locally include: VA 30-Year Fixed, FHA 30-Year Fixed, ITIN Mortgage, CalHFA MyHome Assistance.
This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.
