Los Angeles County
Long Beach Mortgage Broker.
Mortgage lending for Long Beach homebuyers and investors — single-family, 2–4 unit, and Naples/Belmont Shore waterfront.
Elite Fundings · NMLS #2046870 · CA DRE #02004333
About the Long Beach market
Strong 2–4 unit inventory makes Long Beach a DSCR and conventional investment hotspot. Belmont Shore and Naples are dominated by jumbo purchases. Our sponsoring brokerage's Long Beach branch is at 3425 Orange Ave, Long Beach, CA 90807.
Neighborhoods we serve in Long Beach
Common ZIP codes: 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90814, 90815.
Programs that fit Long Beach best
DSCR
DSCR Rental Loan
Qualify a rental property on the property's own cash flow — no personal income documentation.
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Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines. Available for primary residences, second homes, and investment property purchases.
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Jumbo
Prime Jumbo
Full-doc jumbo above the 2026 county limit. Los Angeles and Orange: over $1,249,125.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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FAQs — Long Beach mortgage financing
- Does Elite Fundings work with Long Beach homebuyers?
- Yes — Long Beach is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.
- What neighborhoods in Long Beach do you serve?
- Across all of Long Beach — including Belmont Shore, Naples, Bluff Park, Bixby Knolls, California Heights, and more. Common ZIP codes: 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90814, 90815.
- What loan programs work well in Long Beach?
- Strong 2–4 unit inventory makes Long Beach a DSCR and conventional investment hotspot. Belmont Shore and Naples are dominated by jumbo purchases. Our sponsoring brokerage's Long Beach branch is at 3425 Orange Ave, Long Beach, CA 90807. The programs that fit best locally include: DSCR Rental Loan, Conventional 30-Year Fixed, Prime Jumbo, FHA 30-Year Fixed.
This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.