Does Elite Fundings work with Ontario homebuyers?

Yes — Ontario is part of our core Southern California service area. We're licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Ontario and surrounding San Bernardino County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.

What neighborhoods in Ontario do you serve?

Across all of Ontario — including Ontario Ranch, Downtown Ontario, Westwind. Common ZIP codes: 91761, 91762, 91764.

What loan programs work well in Ontario?

Growing new-construction supply. Purchase and refinance on houses and 2–4 units. We don't originate SBA warehouse loans. The programs that fit best locally include: Conventional 30-Year Fixed, FHA 30-Year Fixed, DSCR Rental Loan, 12-Month Bank Statement.

All Service Areas

San Bernardino County

Ontario Mortgage Broker.

Mortgage broker in Ontario — purchase and refinance, first-time buyers, and new construction.

Francisco Williams · NMLS #1858674 · CA DRE #01979442

Apply for a Ontario loan Talk to Elite Fundings

About the Ontario market

Growing new-construction supply. Purchase and refinance on houses and 2–4 units. We don't originate SBA warehouse loans.

Neighborhoods we serve in Ontario

Ontario RanchDowntown OntarioWestwind

Common ZIP codes: 91761, 91762, 91764.

Programs that fit Ontario best

Agency Fixed-Rate

Conventional 30-Year Fixed

The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines. Available for primary residences, second homes, and investment property purchases.

View program

Government — FHA

FHA 30-Year Fixed

HUD-insured mortgage with low down payment and flexible credit requirements.

View program

DSCR

DSCR Rental Loan

Qualify a rental property on the property's own cash flow — no personal income documentation.

View program

Alt-Doc — Self-Employed

12-Month Bank Statement

Qualify on 12 months of personal or business bank deposits instead of tax returns.

View program

FAQs — Ontario mortgage financing

Does Elite Fundings work with Ontario homebuyers?: Yes — Ontario is part of our core Southern California service area. We're licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Ontario and surrounding San Bernardino County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
What neighborhoods in Ontario do you serve?: Across all of Ontario — including Ontario Ranch, Downtown Ontario, Westwind. Common ZIP codes: 91761, 91762, 91764.
What loan programs work well in Ontario?: Growing new-construction supply. Purchase and refinance on houses and 2–4 units. We don't originate SBA warehouse loans. The programs that fit best locally include: Conventional 30-Year Fixed, FHA 30-Year Fixed, DSCR Rental Loan, 12-Month Bank Statement.

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.