Ventura County
Oxnard Mortgage Broker.
Mortgage broker in Oxnard — first-time buyers, ITIN, and military VA financing.
Elite Fundings · NMLS #2046870 · CA DRE #02004333
About the Oxnard market
Naval Base Ventura County drives strong VA volume. ITIN and FHA meet the needs of the broader Oxnard buyer base.
Neighborhoods we serve in Oxnard
Common ZIP codes: 93030, 93033, 93035, 93036.
Programs that fit Oxnard best
Government — VA
VA 30-Year Fixed
Zero-down financing for eligible active-duty servicemembers, veterans, and surviving spouses.
View program
Alt-Doc — Non-Resident
ITIN Mortgage
Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.
View program
Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
View program
DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
View program
FAQs — Oxnard mortgage financing
- Does Elite Fundings work with Oxnard homebuyers?
- Yes — Oxnard is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.
- What neighborhoods in Oxnard do you serve?
- Across all of Oxnard — including Riverpark, Downtown Oxnard, Oxnard Shores, Mandalay Bay. Common ZIP codes: 93030, 93033, 93035, 93036.
- What loan programs work well in Oxnard?
- Naval Base Ventura County drives strong VA volume. ITIN and FHA meet the needs of the broader Oxnard buyer base. The programs that fit best locally include: VA 30-Year Fixed, ITIN Mortgage, FHA 30-Year Fixed, CalHFA MyHome Assistance.
This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.