Does Elite Fundings work with Oxnard homebuyers?

Yes — Oxnard is part of our core Southern California service area. We're licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Oxnard and surrounding Ventura County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.

What loan programs work well in Oxnard?

Naval Base Ventura County drives strong VA volume. ITIN and FHA meet the needs of the broader Oxnard buyer base. The programs that fit best locally include: VA 30-Year Fixed, ITIN Mortgage, FHA 30-Year Fixed, CalHFA MyHome Assistance.

All Service Areas

Ventura County

Oxnard Mortgage Broker.

Mortgage broker in Oxnard — first-time buyers, ITIN, and military VA financing.

Francisco Williams · NMLS #1858674 · CA DRE #01979442

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About the Oxnard market

Naval Base Ventura County drives strong VA volume. ITIN and FHA meet the needs of the broader Oxnard buyer base.

Neighborhoods we serve in Oxnard

RiverparkDowntown OxnardOxnard ShoresMandalay Bay

Common ZIP codes: 93030, 93033, 93035, 93036.

Programs that fit Oxnard best

Government — VA

VA 30-Year Fixed

Zero-down financing for eligible active-duty servicemembers, veterans, and surviving spouses.

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Alt-Doc — Non-Resident

ITIN Mortgage

Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.

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Government — FHA

FHA 30-Year Fixed

HUD-insured mortgage with low down payment and flexible credit requirements.

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DPA — California

CalHFA MyHome Assistance

California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.

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FAQs — Oxnard mortgage financing

Does Elite Fundings work with Oxnard homebuyers?: Yes — Oxnard is part of our core Southern California service area. We're licensed throughout California (NMLS #1858674, CA DRE #01979442) and have placed loans across Oxnard and surrounding Ventura County neighborhoods. Call or text (213) 880-8107 to discuss your scenario.
What neighborhoods in Oxnard do you serve?: Across all of Oxnard — including Riverpark, Downtown Oxnard, Oxnard Shores, Mandalay Bay. Common ZIP codes: 93030, 93033, 93035, 93036.
What loan programs work well in Oxnard?: Naval Base Ventura County drives strong VA volume. ITIN and FHA meet the needs of the broader Oxnard buyer base. The programs that fit best locally include: VA 30-Year Fixed, ITIN Mortgage, FHA 30-Year Fixed, CalHFA MyHome Assistance.

Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.