San Bernardino County
Rancho Cucamonga Mortgage Broker.
Mortgage lending in Rancho Cucamonga — master-planned communities and move-up buyers.
Elite Fundings · NMLS #2046870 · CA DRE #02004333
About the Rancho Cucamonga market
Strong move-up and relocation market. Conventional and high-balance conforming dominate. New-construction financing common.
Neighborhoods we serve in Rancho Cucamonga
Common ZIP codes: 91701, 91730, 91737, 91739.
Programs that fit Rancho Cucamonga best
Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines. Available for primary residences, second homes, and investment property purchases.
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Agency
High-Balance Conforming
Los Angeles and Orange: 2026 high-balance ceiling is $1,249,125. Above that, jumbo is a desk check.
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Jumbo
Prime Jumbo
Full-doc jumbo above the 2026 county limit. Los Angeles and Orange: over $1,249,125.
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Renovation
HomeStyle Renovation
Finance purchase + renovation in one loan, based on the property's as-completed value.
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FAQs — Rancho Cucamonga mortgage financing
- Does Elite Fundings work with Rancho Cucamonga homebuyers?
- Yes — Rancho Cucamonga is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.
- What neighborhoods in Rancho Cucamonga do you serve?
- Across all of Rancho Cucamonga — including Alta Loma, Etiwanda, Day Creek, Terra Vista, Red Hill. Common ZIP codes: 91701, 91730, 91737, 91739.
- What loan programs work well in Rancho Cucamonga?
- Strong move-up and relocation market. Conventional and high-balance conforming dominate. New-construction financing common. The programs that fit best locally include: Conventional 30-Year Fixed, High-Balance Conforming, Prime Jumbo, HomeStyle Renovation.
This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.