Does Elite Fundings work with San Diego homebuyers?

Yes — San Diego is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.

What neighborhoods in San Diego do you serve?

Across all of San Diego — including La Jolla, Pacific Beach, North Park, South Park, Point Loma, and more. Common ZIP codes: 92037, 92101, 92102, 92103, 92104, 92106, 92107, 92108, 92109, 92110, 92111, 92130.

What loan programs work well in San Diego?

Military borrowers drive heavy VA volume. La Jolla and Rancho Santa Fe are super jumbo markets. Short-term rental DSCR is common near the coast. The programs that fit best locally include: VA 30-Year Fixed, VA IRRRL (Streamline), Super Jumbo ($3M+), Prime Jumbo, Short-Term Rental DSCR (Airbnb).

All Service Areas

San Diego County

San Diego Mortgage Broker.

Name: Elite Fundings — California Mortgage Team
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (626) 833-7449
Price range: $$

Mortgage broker for San Diego buyers and investors — from North Park condos to La Jolla estates.

Elite Fundings · NMLS #2046870 · CA DRE #02004333

Apply for a San Diego loan Talk to Elite Fundings

About the San Diego market

Military borrowers drive heavy VA volume. La Jolla and Rancho Santa Fe are super jumbo markets. Short-term rental DSCR is common near the coast.

Neighborhoods we serve in San Diego

La JollaPacific BeachNorth ParkSouth ParkPoint LomaHillcrestMission ValleyCarmel Valley

Common ZIP codes: 92037, 92101, 92102, 92103, 92104, 92106, 92107, 92108, 92109, 92110, 92111, 92130.

Programs that fit San Diego best

Government — VA

VA 30-Year Fixed

Zero-down financing for eligible active-duty servicemembers, veterans, and surviving spouses.

View program

Government — VA Refi

VA IRRRL (Streamline)

Interest Rate Reduction Refinance Loan — VA's streamline refi, no appraisal or income docs in most cases.

View program

Jumbo

Super Jumbo ($3M+)

Portfolio jumbo for high-net-worth borrowers. Loan amounts $3M–$10M+.

View program

Jumbo

Prime Jumbo

Full-doc jumbo above the 2026 county limit. Los Angeles and Orange: over $1,249,125.

View program

DSCR

Short-Term Rental DSCR (Airbnb)

DSCR loan using projected short-term rental income (AirDNA or 12-month Airbnb/VRBO history).

View program

FAQs — San Diego mortgage financing

Does Elite Fundings work with San Diego homebuyers?: Yes — San Diego is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.
What neighborhoods in San Diego do you serve?: Across all of San Diego — including La Jolla, Pacific Beach, North Park, South Park, Point Loma, and more. Common ZIP codes: 92037, 92101, 92102, 92103, 92104, 92106, 92107, 92108, 92109, 92110, 92111, 92130.
What loan programs work well in San Diego?: Military borrowers drive heavy VA volume. La Jolla and Rancho Santa Fe are super jumbo markets. Short-term rental DSCR is common near the coast. The programs that fit best locally include: VA 30-Year Fixed, VA IRRRL (Streamline), Super Jumbo ($3M+), Prime Jumbo, Short-Term Rental DSCR (Airbnb).

This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.