Orange County
Santa Ana Mortgage Broker.
Mortgage broker for Santa Ana buyers — bilingual service, first-time-buyer, and ITIN mortgages.
Elite Fundings · NMLS #2046870 · CA DRE #02004333
About the Santa Ana market
Heavy first-time-buyer activity in a diverse market. ITIN mortgages, FHA, and CalHFA programs are the typical fits. Spanish-language service available.
Neighborhoods we serve in Santa Ana
Common ZIP codes: 92701, 92703, 92704, 92705, 92706, 92707.
Programs that fit Santa Ana best
Alt-Doc — Non-Resident
ITIN Mortgage
Home financing for borrowers with an Individual Tax Identification Number (ITIN) instead of SSN.
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Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
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DPA — California
CalHFA Dream For All (Shared Appreciation)
Shared-appreciation down payment assistance — CalHFA provides up to 20% down, repaid at sale/refi plus a share of appreciation.
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FAQs — Santa Ana mortgage financing
- Does Elite Fundings work with Santa Ana homebuyers?
- Yes — Santa Ana is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.
- What neighborhoods in Santa Ana do you serve?
- Across all of Santa Ana — including French Park, Floral Park, Washington Square, Delhi, South Coast Metro. Common ZIP codes: 92701, 92703, 92704, 92705, 92706, 92707.
- What loan programs work well in Santa Ana?
- Heavy first-time-buyer activity in a diverse market. ITIN mortgages, FHA, and CalHFA programs are the typical fits. Spanish-language service available. The programs that fit best locally include: ITIN Mortgage, FHA 30-Year Fixed, CalHFA MyHome Assistance, CalHFA Dream For All (Shared Appreciation).
This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.