Los Angeles County
West Covina Mortgage Broker.
Mortgage broker for West Covina homebuyers and investors in the San Gabriel Valley.
Elite Fundings · NMLS #2046870 · CA DRE #02004333
About the West Covina market
Strong conventional and FHA market for first-time buyers, with renovation loans used on older inventory. Bilingual (English/Spanish) service available. The licensed main office is in Covina.
Neighborhoods we serve in West Covina
Common ZIP codes: 91790, 91791, 91792, 91793.
Programs that fit West Covina best
Government — FHA
FHA 30-Year Fixed
HUD-insured mortgage with low down payment and flexible credit requirements.
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Agency Fixed-Rate
Conventional 30-Year Fixed
The most common mortgage in America. Fixed rate and payment for 30 years, conforming to Fannie Mae / Freddie Mac guidelines. Available for primary residences, second homes, and investment property purchases.
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Renovation
HomeStyle Renovation
Finance purchase + renovation in one loan, based on the property's as-completed value.
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DPA — California
CalHFA Dream For All (Shared Appreciation)
Shared-appreciation down payment assistance — CalHFA provides up to 20% down, repaid at sale/refi plus a share of appreciation.
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DPA — California
CalHFA MyHome Assistance
California Housing Finance Agency deferred-payment junior loan for down payment or closing costs, up to 3% of purchase price.
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FAQs — West Covina mortgage financing
- Does Elite Fundings work with West Covina homebuyers?
- Yes — West Covina is part of our Southern California service area. Elite Fundings is licensed throughout California (NMLS #2046870, CA DRE #02004333). Call (626) 833-7449 to discuss your scenario.
- What neighborhoods in West Covina do you serve?
- Across all of West Covina — including South Hills, BKK area, Walnut Creek, North Hills, Vincent. Common ZIP codes: 91790, 91791, 91792, 91793.
- What loan programs work well in West Covina?
- Strong conventional and FHA market for first-time buyers, with renovation loans used on older inventory. Bilingual (English/Spanish) service available. The licensed main office is in Covina. The programs that fit best locally include: FHA 30-Year Fixed, Conventional 30-Year Fixed, HomeStyle Renovation, CalHFA Dream For All (Shared Appreciation), CalHFA MyHome Assistance.
This site does not quote a rate or APR you can lock. A rate, APR, and terms depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors, and come from a licensed loan officer. Not all applicants will qualify.