How is commercial construction lending different from residential ground-up?

Larger budgets, more third-party reports (environmental, feasibility), interest reserves, and tighter GC/bonding requirements. Take-out (permanent) financing is planned at origination.

Do you finance owner-user commercial construction?

Yes — including paths that later convert to SBA 504 or conventional permanent financing when the building is complete and occupied.

Commercial

Construction

Ground-Up Commercial Construction

Name: Elite Fundings — California Mortgage Team
Address: 552 E Badillo St, Covina, CA, 91723, US
Telephone: (626) 833-7449
Price range: $$

Construction financing for retail, industrial, office, or mixed-use development.

Available throughout Southern California through Francisco Williams, CCIM, NMLS #1858674.

Apply for this program (626) 833-7449

Ideal borrower

Commercial developers.

Program highlights

Land + hard + soft costs
Interest-only during construction
Bridge to mini-perm or permanent

Typical uses

Commercial ground-up development

Frequently asked questions

How is commercial construction lending different from residential ground-up?: Larger budgets, more third-party reports (environmental, feasibility), interest reserves, and tighter GC/bonding requirements. Take-out (permanent) financing is planned at origination.
Do you finance owner-user commercial construction?: Yes — including paths that later convert to SBA 504 or conventional permanent financing when the building is complete and occupied.

Program details shown are representative guidelines and subject to individual lender overlays and CFPB / agency requirements. Rates shown are illustrative and subject to change without notice. Actual rate, APR, and terms will depend on creditworthiness, loan-to-value, property type, occupancy, loan amount, loan program, and other factors. Not all applicants will qualify.