Loan Programs
Commercial
Owner-user and commercial questions. Start with a call — we originate house and 2–4 unit loans.
We don't originate this product. If you're financing a house or 2–4 unit, call the office.
SBA
SBA 7(a) Owner-User
Up to $5M SBA-guaranteed loan for owner-user real estate acquisition and business needs.
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SBA
SBA 504 Owner-User
Fixed-rate SBA loan for owner-user commercial real estate acquisition or construction. 50/40/10 structure.
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Commercial
Conventional Commercial Real Estate
Bank-balance-sheet commercial mortgages — retail, office, industrial, mixed-use.
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Agency Multifamily
Fannie Mae DUS (Multifamily)
Fannie Mae Delegated Underwriting and Servicing loans for 5+ unit multifamily.
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Agency Multifamily
Freddie Mac SBL (Small Balance Multifamily)
Freddie Mac Small Balance Loan — $1M–$7.5M on 5+ unit multifamily.
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Agency Multifamily
HUD 223(f) (Multifamily Refi/Acquisition)
FHA-insured 35-year fully-amortizing loan for existing multifamily.
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Agency Multifamily
HUD 221(d)(4) (Multifamily Construction)
FHA-insured construction-to-permanent multifamily financing. 40-year fully-amortizing.
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Commercial
CMBS
Commercial Mortgage-Backed Securities — non-recourse, 10-year, fixed-rate commercial loans.
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Commercial
Life Insurance Company Loan
Long-term, fixed-rate commercial mortgages from life insurance company balance sheets.
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Construction
Ground-Up Commercial Construction
Construction financing for retail, industrial, office, or mixed-use development.
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NNN / Net Lease
NNN Credit-Tenant Financing
Long-term non-recourse financing on single-tenant NNN properties with credit tenants.
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FAQ
Common questions
Does Elite Fundings originate SBA 7(a) or 504?
No. These pages explain how the programs work. For a house or 2–4 unit loan, call the office.
Do you place Fannie DUS, Freddie SBL, HUD, or CMBS?
No. We originate residential and small 2–4 unit loans.
What is NNN credit-tenant financing?
Long-term financing on a single-tenant property leased to a strong credit tenant on a triple-net lease.
I have a warehouse or 5+ unit. Can you help?
That's not a loan we originate. If there's a house or 2–4 unit attached, call us.