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VA 30-Year Fixed
Purchase for a primary residence when you have entitlement.
Open the program
Veterans. Use the benefit on the right occupancy.
VA purchase is for a home you will live in. IRRRL refinances a VA loan you already have. A rental does not become a VA loan because you served.
Entitlement, occupancy, and residual income come before a rate conversation. We check the Certificate of Eligibility. We do not guess it on a webpage.
VA does not finance a rental. Investment occupancy uses the investor door.
Programs that match this borrower
Vismar Corporation dba Elite Fundings, NMLS #2046870. A program link explains the loan. It is not a rate quote and not a pre-approval.
Questions from this borrower
Does the VA publish one minimum credit score?
No. The VA does not. Wholesaler overlays do. A number on a blog is not the VA's rule, and it is not your approval.
Can I use a VA loan on an investment property?
No. VA occupancy is a home you will live in. A 1–4 rental is a DSCR or conventional investment file.
Do surviving spouses qualify?
Some do, with the right Certificate of Eligibility. We check that document. This page does not decide it.